77 Sunset Strip is an American television private detective series created by Roy Huggins and starring Efrem Zimbalist Jr., Roger Smith, and Edd Byrnes. Each episode was one hour long.
The show was the subject of an ownership battle between Roy Huggins and Warner Bros., which was the proximate cause of Huggins' departure from the studio. The series was based on novels and short stories written by Huggins prior to his arrival at Warner, but as a matter of legal record, derived from a brief Caribbean theatrical release of its pilot, Girl on the Run, which was also given a theatrical release in the UK on the ABC circuit in 1959
(80)
80 Percent Rule for Retirement
How do you determine how much money you will need in retirement? A lot depends on the retirement lifestyle that you desire. A person who wants to travel and has a large bucket list will need more money than one who has simpler needs. There are many schools of thought about how much money is necessary and we will look at one of them here.
The 80% Rule is a good guideline for those a long way from retiring who want to, at a minimum, retain the standard of living they had before retirement. Many financial planners suggest that 80% of your pre-retirement income will give you a retirement standard of living that is substantially similar to your pre-retirement standard of living. This is based on three assumptions:
First, you will not be paying payroll taxes (Social Security and Medicare) or making pension contributions (CSRS or FERS). For most federal employees, these mandatory taxes and contributions take 8.45% out of our paycheck. You will also not be contributing to the TSP out of your retirement income. Some employees (those hired on or after 01/01/2013 and special category employees) contribute more for their FERS pension and will, thereby save more after they retire.
The second assumption is that your mortgage will be paid off. Only you know if this will be true. A 2011 report from the Consumer Financial Protection Bureau said almost 1/3 of Americans 65 and over still had a mortgage and the average balance was $79,000. This report, though five years old, was cited in recent articles in the Los Angeles Times and on Bloomberg.com.
Third, your other expenses will be lower. Expenses that might go down are commuting, clothing, and food outside the home. Of course travel and recreation expenses might increase.
So, how do you get to the point where you will have 80% of your pre-retirement income? It requires significant and disciplined saving in the TSP and other retirement investments. Well look at a couple of examples and try to estimate how much we will need to save over and above our federal pension and Social Security. In these examples, we are looking at a federal employee who retires at age 62 after 32 years of service with a high-three salary of $100,000. Both of the examples are for regular employees.
If this employee were CSRS, her pension would be $60,250 and she would likely have no (or very limited) Social Security. She would be roughly $20,000 short of the 80% goal.
If this employee were FERS, her pension would be $35,200. Her Social Security would likely be in the vicinity of $20,000, giving her a total of $55,000. She would be roughly $25,000 short of the 80% goal.
This shortfall of 20% to 25% would have to be made up from sources such as the TSP or other retirement savings if these individuals were to have the same standard of living after retirement as they did before retirement. If we were to use another Rule put forth by financial planners, the 4% Rule, this would argue for a TSP balance in the vicinity of $500,000. The 4% Rule states that an individual has an excellent chance of not running out of money over a 30 year period (the age of 92 for the person in our example) if they begin withdrawing from a balanced portfolio at a 4% rate and then adjust that rate annually for inflation.
So, is it possible to have a half million dollar balance in your TSP at the time you retire? Well, it depends on how much money you have in your TSP today and how many more years you have to work. If youre in the early part of your career its not at all out of the realm of possibility that you could have more than $500,000 at retirement. The TSP website has several calculators available, including one called How Much Will My Savings Grow?, that can help you determine where you will be in the future. Of course, it asks you to make assumptions about your future salary and future investment growth, but it can give you an idea.
This article has looked at only your federal retirement benefits (CSRS or FERS pension, TSP and Social Security); we havent looked at other resources you might have such as IRAs, real estate, etc. Regardless of what were looking at, it is to your advantage to save early and save often.
(78 )THE 78 IS A COSY VEGAN BAR AND RESTAURANT BASED IN FINNISTON GLASGOW, WE ARE COMMITTED TO GOOD TIMES AND GREAT FOOD. WE HAVE AN EXCELLENT OUTSIDE SEATING AREA IN THE SUMMER AND A ROARING OPEN FIRE IN THE WINTER. SAMSON SOUNDS BRING DUB AND GRUB EVERY THURSDAY EVENING WITH FOOD AND MUSIC, LIVE JAZZ ON SUNDAY EVENINGS AND A ROTATION OF DJS ON FRIDAY AND SATURDAYS. CHILDREN ARE WELCOME UNTIL 9PM WITH ACCOMPANYING ADULTS AND WE ARE ALSO DOG-FRIENDLY.FOODVEGAN PUB FOOD AT ITS FINEST WITH BURGERS, WRAPS AND A RANGE OF FRESHLY PREPARED SPECIALS AVAILABLE EVERY DAY. THURSDAY EVENINGS DUB AND GRUB TAKE OVER WITH A SET MENU, STARTERS AND DESSERTS FROM 2.50 AND MAINS FROM 5.50. ALL OF OUR FOOD IS CRUELTY-FREE AND TASTY.KITCHEN OPENING HOURS:WEEKDAYS NOON- 10PMBOOKINGS WE RECOMMEND RESERVING TABLES, ESPECIALLY AT THE WEEKENDS AS THE BAR CAN BE VERY BUSY. PLEASE NOTE WE ONLY TAKE BOOKINGS OVER THE PHONE, SO PLEASE CALL THE PUB TO RESERVE A TABLE.PLEASE NOTE THERE IS A 10% SERVICE CHARGE ON TABLES OF SIX OR MORE.STUDENTS GET 10% OFF ALL FOOD WITH VALID I.D.
Why are you shouting.
86 it!
To remove, end usage, or take something out or away.
The phrase originated at Chumley's, a famous and OLD New York speakeasy, located at 86 Bedford St. During Prohibition, an entrance through an interior adjoining courtyard was used, as it provided privacy and discretion for customers.
As was a New York tradition, the cops were on the payroll of the bar and would give a ring to the bar that they were coming for a raid. The bartender would then give the command "86 everybody!", which meant that everyone should hightail it out the 86 Bedford entrance because the cops were coming in through the courtyard door.
"86 that light"
"Everyone in Sales got 86'd."
(88)
The Oldsmobile 88 (known from 1989 onwards as the Eighty Eight) is a full-size car that was sold and produced by Oldsmobile from 1949 until 1999. From 1950 to 1974 the 88 was the division's top-selling line, particularly the entry-level models such as the 88 and Dynamic 88. The 88 series was also an image leader for Oldsmobile, particularly in the early years (1949 - 51) when it was one of the best performing automobiles thanks to its relatively small size, light weight and advanced overhead-valve high-compression V8 engine. This engine, originally designed for the larger C-bodied and more luxurious 98 series, also replaced the straight-8 on the smaller B-bodied 78. With the large, high performance V8, the Oldsmobile 88 is widely considered to be the first muscle car, although this title is disputed.
A large number of variations in nomenclature were seen over this long model run Futuramic, Super, Golden Rocket, Dynamic, Jetstar, Delta, Delmont, Starfire, Holiday, L/S, LSS, Celebrity, and Royale were used at various times with the 88 badge, and Fiesta appeared on some station wagons in the 1950s and 1960s. The name was more commonly shown as numbers in the earlier years ("Delta 88", for example) and was changed to spell-out "Eighty Eight" starting in 1989.
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